State pension advice advice guides

Learn how the state pension works and how much state pension you'll get, as well as how you can defer the state pension

11 articles

What financial future can I expect?

Use our pension calculators to build a financial picture for your retirement.

How much state pension will I get?

In 2024-25, the new state pension is £221.20 a week and the basic state pension is £169.50 a week. Read our expert guide to find out if you'll get more or less state pension than this.

10 April 2024

State pension age calculator

Use Which?'s state pension age calculator to find out when you'll qualify for the state pension - and when your state pension age is rising.

8 April 2024

Should I top up my state pension?

Find out how buying voluntary National Insurance contributions can help boost your state pension.

3 May 2024

Pension credit explained

In this guide you'll discover how pension credit works and what you'll need to do in order to claim it.

7 August 2024

What was contracting out?

Understand how 'contracting out' worked and how it will affect how much state pension you'll get in the future.

11 July 2024

Should I defer my state pension?

Find out how much you'll get and whether or not it's a good deal.

3 May 2024

Your state pension forecast explained

Find out what the state pension forecast includes and how you can get one.

6 April 2024

Widow's pension and bereavement support

This Which? guide explains what state pension you're entitled to if you're widowed, and other allowances and payments you get for bereavement.

6 April 2024

How moving into a care home affects your pension and benefits

Read about the changes that might affect your state pension, private pensions and other benefits if you move into a care home.

6 April 2024

How do I qualify for state pension?

Find out when you'll qualify for the state pension and how many years you'll need to have worked to get a full state pension.

5 April 2024

Additional state pension explained

Find out how state second pension works, how much additional state pension you could get as a result and more on the Serps, S2P and the new state pension.

22 March 2024